INVOICE FINANCING
What is it?
Invoice financing helps businesses unlock cash tied up in unpaid invoices.
It provides fast access to working capital without waiting for customers to pay.
This can improve cash flow and support day-to-day operations.
It may also help fund growth opportunities more quickly.
SIMPLE AND STRAIGHTFORWARD
How it works
Submit your unpaid invoices
Simply send your outstanding invoices to the funder — no complex paperwork required.
Receive up to 90% upfront
Get up to 90% of your invoice value released within 24 hours of approval — straight into your account.
Funder manages collections
The funder handles chasing payment from your customers so you can focus on running your business.
Facility grows with you
As your sales increase, so does your access to working capital — a revolving facility that scales with your business.
FAST ACCESS TO CAPITAL
Benefits of Invoice Finance
Receive up to 90% of invoice value
Get the majority of your invoice value released upfront within 24 hours of approval — no more waiting 30, 60, or 90 days to get paid.
Same-day or next-day funding
Invoice Finance is designed for speed — access the cash you need quickly to cover expenses, pay suppliers, and keep your business moving.
No collateral or personal guarantees
The facility is secured against your invoices — not your personal assets or property — making it accessible to a wide range of businesses.
Revolving facility that grows with you
Unlike a traditional loan, your facility scales automatically with your sales — more invoices means more working capital available.
Collections managed for you
The funder manages the collections process and provides ongoing support — ensuring you get paid on time without the admin burden.
Eliminate cash flow gaps
Stop letting unpaid invoices hold back your business. Access your earned revenue immediately and invest in growth with confidence.
BUSINESS DEBT CONSOLIDATION ELIGIBILITY
Eligibility criteria
- UK registered business that invoices other businesses (B2B)
- Outstanding invoices with creditworthy customers
- Statement of aged receivables (debtors) may be required
- Strong credit history preferred — though criteria vary by lender
- No collateral or personal guarantees required
Eligibility criteria vary by lender and facility type. We'll help you understand the specific requirements and ensure you have the right documentation before applying — with no impact on your credit score.
Rates & terms
Costs vary by lender and facility type. Fees are typically charged as a percentage of the invoice value. The remaining balance (minus fees) is released once your customer pays. Subject to status and eligibility.