CASHFLOW LOANS
What are they?
Cashflow loans give businesses fast access to working capital to cover expenses and keep operations running smoothly.
They’re designed to support day-to-day needs and maintain healthy cash flow during busy or quiet periods.
Many options are unsecured, meaning you can access funding without putting up collateral.
This makes them an ideal solution for businesses that need quick, flexible finance when it matters most.
FOUR SIMPLE STEPS
How it works
Tell us about your business
Complete our short online form with basic details about your business, turnover, and how much you need.
We search 50+ lenders
Our team scans our panel of lenders to find the best cashflow loan options to match your business profile and needs.
Compare your options
We present clear, transparent offers — showing rates, terms, and fees — so you can choose with confidence and no obligation.
Funds in as little as 24 hours
Once you select your loan, we help you apply and funds are often released the same day or the next business day.
FUNDING THAT MOVES FAST
Benefits of a Cashflow Loan
Keep your business moving
Access funds quickly to cover day-to-day expenses, wages, and supplier payments — maintaining healthy cash flow without disrupting operations.
Fast decisions & same-day funding
Cashflow loans are built for speed — most decisions come back within hours, with funds often released the same or next business day.
No collateral required
Most cashflow loans are unsecured, meaning you don't need to put up property or assets as security — protecting what you've built.
Flexible repayment terms
Choose repayment terms from a few months to several years — structured to fit your business's income cycle and financial position.
Access 50+ lenders
We search our whole panel to find the most competitive cashflow loan for your business — not just the first willing lender.
Seize new opportunities
Don't let a temporary cash flow gap cost you a contract or growth opportunity — cashflow funding lets you act quickly when it counts.
CASHFLOW LOANS ELIGIBILITY
Eligibility criteria
To be eligible for a cashflow loan your business typically needs to:
- Be UK-based and actively trading
- Have a strong credit history and positive cash flow
- Be a limited company, sole trader, or LLP
- Have been trading for at least 6 months
- Have a minimum monthly turnover of £5,000
- Be able to demonstrate ability to repay the loan
Eligibility criteria vary by lender. Even if your credit history isn't perfect, we may still be able to help — speak to our team to explore your options. No impact on your credit score to apply.
Rates & terms
Interest rates vary depending on the lender, loan type, and your business credit profile. Subject to status and affordability assessment.
Why choose Funding Pool?
Speed when it matters most
Cash flow issues don't wait — we move fast, with same-day decisions and funding often within 24 hours of approval.
Whole-of-market access
We're independent and search 50+ lenders — giving you access to a wider range of cashflow options than going direct.
Competitive rates
We match you with the most competitive cashflow loan available for your business profile — not the easiest sell.
UK-based support team
Our experts are available by phone, email, or WhatsApp — real people who understand business finance and are on your side.