UNSECURED LOANS
What are they?
Unsecured business loans don’t require collateral, such as property or equipment, as security for the loan.
Instead, decisions are based on your credit score, financial performance, and business plan.
Ideal if you don’t have valuable assets or if you don’t want to risk your assets.
Loans range from £10,000 to £250,000, and all the way up to £750,000.
FOUR SIMPLE STEPS
How it works
Complete our online form
Fill in a few basic details about your business — it only takes a couple of minutes.
We match you with lenders
We search our panel of 50+ lenders to find the right unsecured loan for your business.
Receive your options
Get clear, tailored loan offers with no obligation — compare and choose what works for you.
Get funded fast
Accept your offer and receive funds in your account — some lenders offer same-day funding.
FUNDING THAT MOVES FAST
Benefits of an Unsecured Loan
Immediate cash flow relief
Quick access to funds for paying suppliers, covering operational expenses, or handling unexpected costs.
Flexible repayment options
Choose a repayment schedule that aligns with your cash flow — spread over several months or years.
No collateral required
No need to put up property or assets as security — accessible to a much wider range of businesses.
Preserve working capital
Keep your cash reserves free for stock, payroll, or growth — don't tie up what you need day to day.
Fast approval times
Without collateral assessment, applications are processed faster — some lenders offer same-day funding.
Access up to £750,000
Borrow from £10,000 up to £750,000 with competitive rates tailored to your business profile.
UNSECURED LOANS ELIGIBILITY
Eligibility criteria
- UK registered business
- Strong credit history
- Minimum 12 months trading history
- Financial statements may be required
- No collateral required
Exact criteria vary by lender. We'll match you with lenders whose requirements fit your business profile.
Rates & terms
Interest rates vary depending on the Bank of England Base Rate, the lender, and your business profile. Subject to status and affordability assessments.