Small Business Loans Made Easy
Whether you need £10,000 or £500,000, apply today and receive funding in as little as 24 hours!

- No upfront charges
- 100's of options from over 50 lenders
- Simple application process
- Expert personalised support
- Dedicated UK Funding Partner




A selection our of favourite reviews.

Excellent Service
Marc was always quick to respond and it was a very straightforward process.
Helen, 24th May

Great Communication Throughout
Great communication throughout, would recommend
Joanne, 17th May

Very Good Work
Very good work! Always there when you need help and always find a good option for you! Thank you Marc
Roxana, 3rd Apr

Fantastic to deal with
Fantastic to deal with, very smooth transaction and easy processing. Recommend to all.
Mr Robinson, 22nd Mar
Client Successes
Business Debt Consolidation
A specialist utility contractor with £1.6m turnover came to Funding Pool to consolidate costly short-term debt. Their bank couldn’t help – but we could.
We delivered a tailored unsecured loan within two weeks, reducing their monthly repayments by over £30,000. That freed up cash for equipment investment and improved financial control.
They valued our clear advice, simple process, and minimal paperwork – and returned five months later for additional funding to fuel further growth.
Reduced Monthly Payments by £30k
Enabled New Equipment Purchase
Funding Received in Days

Funding Business Growth
A long-established coach and bus operator with 37 vehicles and £4m turnover turned to Funding Pool after winning a £1m contract. They needed fast, flexible funding to lease vehicles and onboard staff – without disrupting cash flow.
Following a Funding Pool email, they chose us for our proactive approach and business understanding.
The result? A smooth ramp-up, on-time contract delivery, and a stronger foundation for future growth. They’ve since returned for additional funding – cementing a trusted partnership.
£150,000 Unsecured Loan
£156,000 Asset Refinance
Funding Enabled New Vehicles & Staff

No collateral needed
Quick decision
No upfront charges
How it works
Always keeping it simple.
1. You Complete Our Short Form
We ask for a few basic details about your business and funding needs, then quickly assess whether you qualify.
2. We Search The Market
Our experts tap into a broad pool of over 50 lenders to identify the most suitable loan options for you.
3. We Present the Best Loans
We share clear, transparent offers – showing rates, terms, and fees – so you can compare without obligation.
4. You Decide & Receive Funds
Once you pick the right loan, we help you apply – often resulting in same‑day funding and optional early repayment.
There is never any obligation to proceed, and the funds could be with you in a few hours.


About us
Since starting out, we’ve worked with businesses across all kinds of industries and learned how to tailor solutions that really fit. The best moments are when we hear from customers about how the right funding helped ease a cashflow crunch, reduce monthly payments, or give them room to grow. That’s what it’s all about for us.
We’re proud to be FCA-authorised and completely independent, which means we can always put our customers first. In an industry that can sometimes feel complex, we’re here to add real value through expert knowledge and a refreshingly simple approach.

Business Finance Options
See how our flexible funding solutions help growing businesses achieve more
Asset Finance & Refinance
Bridging Loans
Business Debt Consolidation
Combine high-cost debts into a lower-rate loan. More control, less hassle – ideal when juggling balances or overdraft.
Cashflow Loans
Fast Business Loans
Flexible Credit Facility
Growth Guarantee
Invoice Financing
Merchant Cash Advance
Secured Business Loans
Unsecured Business Loans
VAT & Tax Loans
FAQs
We offer a wide range of funding options for small and medium-sized businesses, including business loans, asset finance, invoice finance, and merchant cash advances.
The amount of funding you can receive depends on several factors, including your business’s financials, creditworthiness, and the type of funding you are seeking. Some types of funding are based on your accounts receivable and can provide funding based on a percentage of the value of those invoices. Other types of funding, such as term loans, may have specific minimum and maximum amounts.
We can offer loans ranging from £5,000 up to £1m.
The loan term can vary depending on the type of funding you choose. We offer flexible loan terms typically ranging from 1 month up to 5 years but if you’re looking for something longer we still may be able to help.
In some circumstances, you could receive your funds within 24 hours. We understand the importance of timely funding for your business needs, so once we have the necessary information and documents, we will work as quickly as possible to find the best funding options available. Typically, funding can be received within a few days, depending on the lender and the type of funding you are applying for.
The interest rates will vary depending on the type of funding you choose and your individual circumstances.
The funding process can vary depending on the type of funding you choose and the requirements of the lender. However, we aim to provide a quick and efficient service, and some loans can be approved and funded within 24 hours.
The specific documents required for funding will vary depending on the lender and the type of funding you are seeking. Generally, you will need to provide financial statements, bank statements, tax returns, and any other documentation related to your business’s financials. Our team will work with you to determine which documents are needed for your specific funding needs.
Collateral requirements vary depending on the lender and the type of funding you are seeking. Some types of funding, such as equipment financing, may require the equipment itself to be used as collateral. Other types of funding, such as unsecured business loans, do not require collateral.
We do not charge any upfront fees for our services. We receive a commission from the lender if your application is successful.
In most cases, yes, you can pay off your funding early. This can save you money on interest. However, you should check with your lender to confirm if any prepayment penalties or fees apply.
Yes, we can consider applications from sole traders. However, you may need to provide more detailed financial information.
The allowable uses of funding will depend on the specific type of funding you receive. Some types of funding, such as working capital loans, can be used for any business purpose. Other types of funding, such as equipment financing, can only be used to purchase specific types of equipment.
You can check your eligibility by completing our online form. We will then review your information and let you know if you are eligible for funding.
While having good credit can certainly improve your chances of receiving funding, it is not always necessary. There are lenders who specialise in working with businesses with less-than-perfect credit. Additionally, some types of funding are based more on the creditworthiness of your customers than your own credit score.
Yes, it is possible to apply for funding even if you have an existing loan. However, the specific terms and conditions of the new funding may be affected by the existing loan.
Yes, it is possible to receive funding from multiple lenders. However, you will need to disclose any existing loans when applying for funding.
We have access to a large pool of funders and some may consider businesses with bad credit. However, the terms and interest rates may be less favorable.