HAULAGE FINANCE MADE SIMPLE
Smarter Finance Solutions
Welcome to Funding Pool, specialists in haulage finance for UK trucking businesses.
Running a successful operation requires ongoing investment in vehicles, equipment, and facilities.
We understand the pressures hauliers face, from cash flow to growth demands, and tailor funding accordingly.
Our customised finance solutions are designed to help you grow, upgrade, and stay competitive.
FINANCE THAT WORKS WHEN YOU NEED IT
Funding for any business need
Purchase or expand your fleet
Acquire new HGVs, trailers, flatbeds, or refrigerated units to take on more contracts and increase your haulage capacity.
Upgrade to modern, fuel-efficient vehicles
Replace ageing trucks with newer, more fuel-efficient models — reducing running costs, improving emissions compliance, and enhancing reliability.
Cover maintenance, tyres & repairs
Keep your fleet roadworthy with funds for scheduled servicing, MOTs, tyres, and unexpected breakdowns — avoiding costly downtime and compliance failures.
Bridge cash flow between jobs
Cover fuel, driver wages, and fixed costs while waiting on freight invoice payments — keeping your trucks on the road without financial pressure.
Hire additional drivers & staff
Take on more drivers, transport managers, or logistics co-ordinators to expand your capacity and win larger freight contracts.
Invest in technology & telematics
Fund GPS tracking, telematics systems, route optimisation software, or dash cams — improving safety, compliance, and operational efficiency.
TYPES OF FINANCE
We find the option that works for you
Asset Finance
The most popular choice for hauliers — finance new or used HGVs, trailers, and specialist vehicles with affordable monthly payments and no large upfront cost.
Learn more →Asset Refinance
Release equity from trucks or trailers you already own — unlock working capital from your existing fleet without selling a single vehicle.
Learn more →Invoice Finance
Unlock cash tied up in unpaid freight invoices within 24 hours — stop waiting on slow-paying clients and keep your trucks moving.
Learn more →Unsecured Business Loans
Fast access to working capital with no assets required — useful for covering fuel, wages, maintenance, or short-term cash flow gaps.
Learn more →Flexible Credit Facility
A revolving line of credit for unexpected repairs, fuel cost spikes, or quiet periods — draw on it as needed and repay when cash flow allows.
Learn more →VAT & Tax Loans
Spread your quarterly VAT or Corporation Tax bill over 3–12 months — stay compliant without impacting your fleet operations.
Learn more →HAULAGE LOAN ELIGIBILITY
Eligibility criteria
To be eligible for a haulage business loan your business typically needs to:
- Be UK-based and actively trading
- Have a strong credit history and positive cash flow
- Be a limited company, sole trader, or LLP
- Have a defined business purpose for the funds
- Be able to provide financial statements or contracts if required
Eligibility criteria vary by lender. We'll help you understand exactly what each lender needs and match you to the most suitable options — with no impact on your credit score to apply.
Rates & terms
Interest rates vary depending on the lender, loan type, and your business credit profile. Asset finance rates are typically lower as the vehicle acts as security. Subject to status and affordability assessment.
Why choose Funding Pool?
Haulage sector expertise
We understand the high capital costs, O-Licence requirements, and cash flow pressures specific to running a haulage operation.
Quick & easy application
Minimal paperwork and fast decisions — get funding in place quickly so your fleet stays on the road and contracts keep moving.
Competitive rates
We compare offers across 50+ lenders including specialist vehicle and transport finance providers to find the best deal.
UK-based support team
Our friendly experts are available by phone, email, or WhatsApp to guide you from application to completion.