Florist Loans.

Flexible finance for florists to grow, restock or stay ahead with cash flow.

Running a successful florist business means keeping up with seasonal demand, securing quality stock, and standing out from the competition. Whether you’re managing a busy high street flower shop or operating online, having access to fast, reliable funding can help you stay in bloom all year round.

At Funding Pool, we make it easy for UK florists to access the finance they need – whether it’s to buy fresh stock, renovate your shop, invest in delivery vehicles or cover cash flow during quieter months.

Why Florists and Flower Shops Use Our Loans

Whether you run a high street flower shop or a busy online delivery service, our funding can help your business stay in full bloom.

Secure high-quality flowers, plants, and accessories—especially ahead of peak seasons.

Upgrade refrigeration units, display fixtures, POS systems, or delivery tools.

Keep things running smoothly between major events like Valentine’s Day and wedding season.

Bring in temporary or permanent staff to handle busy periods and large orders.

Refit your shop, open a second location, or create space for workshops and events.

What Type of Florist Loans Are Available?

We offer a wide range of business finance products that can be used by flower shops and florists, including:

Repay as you earn, with funding based on future card sales—not fixed monthly payments.

Fast funding with no need to put up business assets.

Spread the cost of large tax bills and avoid penalties.

Larger amounts with competitive rates, secured against property or equipment.

Unlock cash tied up in unpaid invoices from commercial clients.

Why Choose Funding Pool for Florist Finance?

We understand the unique challenges that florists face—from seasonal peaks to perishable stock. That’s why we offer funding that’s flexible, fast, and tailored to your business.

We match you with finance options that suit your goals – whether you’re expanding, restocking, or upgrading your shop.

Apply online in minutes. No mountains of paperwork – just a smooth journey to securing funds.

We offer fair rates and repayment plans designed to work with your cash flow and trading cycle.

You’ll speak to real people who understand small business finance.

A selection our of favourite reviews.

Excellent Service

Marc was always quick to respond and it was a very straightforward process.

Helen, 24th May

Great Communication Throughout

Great communication throughout, would recommend

Joanne, 17th May

Very Good Work

Very good work! Always there when you need help and always find a good option for you! Thank you Marc

Roxana, 3rd Apr

Fantastic to deal with

Fantastic to deal with, very smooth transaction and easy processing. Recommend to all.

Mr Robinson, 22nd Mar

Who We Work With

We provide business loans to all types of engineering firms across the UK, including:

  • High street flower shops
  • Wedding and event florists
  • Online flower delivery services
  • Wholesale floristry businesses
  • Mobile or pop-up florists
  •  

What are the eligibility criteria for loans?

To be eligible, your florist business must be:

  • UK-based and actively trading

  • A limited company 

  • Trading for 2+ years with a reasonable credit profile

If you’re a newer business or have had credit issues, we may still be able to help. Talk to us to explore your options.

How does the application process work?

To start your loan application, just complete our online form. We’ll ask for some basic information about your business, including financial performance and credit history. From there, we’ll show you offers from lenders who offer loans that are appropriate for your needs.

What are the interest rates and repayment terms?

Our loans come with a variety of repayment options to help your business stay on track. Depending on the lender and loan type, you may have terms ranging from a few months to several years. Interest rates may vary, but our range of lenders ensures you have options for finding competitive rates and flexible repayment terms.

How quickly can I get access to funds?

We can offer quick access to funds, often with same-day or next-day funding, however the time it takes to receive funds varies depending on the lender and the type of loan you require. We make it easy to compare loan options and apply, so you can get the funding you need quickly and easily. 

Ready to apply?

Simply complete our online form at the top of this page. 

If you have any questions, our team is here to help. Contact us by phone, email, or What’s App live chat to learn more about how we can help your business grow. 

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