ENGINEERING FINANCE MADE SIMPLE
Smarter Finance Solutions
From mechanical and civil engineering to precision manufacturing and specialist subcontractors, engineering businesses often need access to fast, flexible finance.
At Funding Pool, we understand the complex challenges you face – lengthy payment terms, costly equipment, and unpredictable demand.
Our engineering loans are tailored to support the unique needs of your business, with funding options from £10,000 to £500,000, and decisions made in as little as 24 hours.
FINANCE THAT WORKS WHEN YOU NEED IT
Funding for any business need
Purchase or upgrade machinery & equipment
Fund CNC machines, welding equipment, lathes, robotics, or specialist tooling — without a large upfront capital outlay affecting your working capital.
Cover contract start-up costs
Secure materials, labour, and tools upfront before client payments begin — bridging the gap between winning a contract and getting paid.
Bridge cash flow gaps
Manage income smoothly when invoices are delayed by lengthy payment terms, retentions, or seasonal fluctuations in demand.
Hire skilled engineers & staff
Scale up your workforce quickly for large or specialist contracts — recruit engineers, technicians, or project managers without straining cash flow.
Expand or upgrade your premises
Renovate your workshop or factory, invest in larger premises, or add production capacity to meet growing client demand.
Invest in R&D & new technology
Fund research and development, prototype engineering, or adopt advanced manufacturing technology to stay competitive and win higher-value contracts.
TYPES OF FINANCE
We find the option that works for you
Invoice Finance
Unlock cash tied up in unpaid commercial invoices within 24 hours — essential for engineering firms dealing with long payment terms and retentions.
Learn more →Asset Finance
Fund CNC machines, welding equipment, lathes, or robotics with manageable monthly payments — keep capital free for operations.
Learn more →Unsecured Business Loans
Fast access to up to £750,000 with no assets required — ideal for contract start-up costs, staffing, or working capital between projects.
Learn more →Secured Business Loans
Access larger amounts at lower rates for significant capital investment — secured against property or business assets you already own.
Learn more →Growth Guarantee Scheme
A government-backed loan of up to £2m — with 70% guaranteed by the UK Government, ideal for engineering businesses looking to scale significantly.
Learn more →VAT & Tax Loans
Spread your VAT or Corporation Tax bill over 3–12 months — avoid penalties and keep your engineering business cash flow healthy.
Learn more →ENGINEERING LOAN ELIGIBILITY
Eligibility criteria
To be eligible for an engineering business loan your business typically needs to:
- Be UK-based and actively trading
- Trading for 2+ years with a reasonable credit profile
- Be a limited company, sole trader, or LLP
- Have a defined business purpose for the funds
- Be able to provide financial statements or contracts if required
If you're a newer business or have had credit issues, we may still be able to help — speak to our team to explore your options. No impact on your credit score to apply.
Who we work with
Rates & terms
Interest rates vary depending on the lender, loan type, and your business credit profile. Subject to status and affordability assessment.
Why choose Funding Pool?
Engineering sector expertise
We understand lengthy payment terms, high equipment costs, and the cash flow challenges specific to engineering businesses.
Bespoke solutions
We find finance options tailored to your specific requirements, budget, and growth plans — not off-the-shelf products.
Competitive rates
We compare offers across 50+ lenders to find the most competitive rates and flexible repayment terms for your business.
UK-based support team
Our friendly experts are available by phone, email, or WhatsApp to guide you from application to completion.