From independent garages and body shops to car dealerships and specialist vehicle services, automotive businesses often face cash flow pressure, high equipment costs, and rising customer expectations. At Funding Pool, we understand the unique financial needs of the automotive industry.
Our automotive loans are designed to give your business the boost it needs—whether you’re expanding operations, investing in equipment, or bridging gaps in income. Access between £10,000 and £500,000, with decisions in as little as 24 hours.
Why Automotive Businesses Use Our Loans
Whether you run a MOT test centre, bodywork repair shop, or vehicle diagnostics business, we can help you secure the funds to stay competitive and grow.
- Purchase or Upgrade Equipment
Invest in lifts, diagnostics tools, spray booths, wheel aligners, or EV servicing tech.
- Buy Stock or Spare Parts
Get fast access to finance to purchase vehicle stock or essential parts and accessories.
- Bridge cash flow gaps
Manage cash flow during quiet periods or while waiting on invoice payments.
- Refit or Expand Your Premises
Upgrade your garage or showroom, or open a new location.
- Hire Skilled Technicians
Recruit mechanics, engineers, and support staff to take on more business.
What Type of Automotive Loans Are Available?
We offer a wide range of business finance products that can be used by automotive companies, including:
Quick access to funds – no assets required.
Larger loans with lower rates, secured against property, vehicles, or equipment.
Purchase or lease garage equipment, diagnostic tools, or company vehicles.
Unlock cash tied up in trade or fleet servicing invoices.
Spread out HMRC payments without impacting your working capital.
Why Choose Funding Pool for Finance?
We pride ourselves on providing personalised solutions for the engineering sector, with a focus on simplicity and transparency. Here’s what sets us apart:
- Tailored Finance Options
We match you with the right lenders based on your business model, cash flow, and plans.
- Simple Application
Quick and hassle-free process with minimal paperwork.
- Competitive Rates
We compare offers to help you find the best deal with flexible terms.
- UK-Based Support
Our friendly experts are always available to support your funding journey.
A selection our of favourite reviews.
Excellent Service
Marc was always quick to respond and it was a very straightforward process.
Helen, 24th May
Great Communication Throughout
Great communication throughout, would recommend
Joanne, 17th May
Very Good Work
Very good work! Always there when you need help and always find a good option for you! Thank you Marc
Roxana, 3rd Apr
Fantastic to deal with
Fantastic to deal with, very smooth transaction and easy processing. Recommend to all.
Mr Robinson, 22nd Mar
Who We Work With
We provide business loans to all types of automotive businesses across the UK, including:
- Independent garages and MOT centres
- Body shops and detailing businesses
- Car and van dealerships
- Fleet servicing and repair providers
- Vehicle customisation and tuning services
- Mobile mechanics and roadside services
What are the eligibility criteria for loans?
To be eligible, your automotive business must be:
UK-based and actively trading
A limited company
Trading for 2+ years with a reasonable credit profile
If you’re a newer business or have had credit issues, we may still be able to help. Talk to us to explore your options.
How does the application process work?
Complete our short online form to get started. We’ll ask for basic business details, including turnover and trading history. From there, we’ll show you tailored offers from trusted lenders – no obligation.
What are the rates and repayment terms?
Our network includes lenders offering flexible terms – from 3 months to 5+ years – and competitive rates. Whether you want to repay early or need a longer-term solution, we’ll help you find the right match.
How quickly can I receive the funds?
In many cases, funds can be released within 24 hours of approval. Once approved, we move fast to get money into your account and your business moving forward.
Ready to apply?
Simply complete our online form at the bottom of this page.
If you have any questions, our team is here to help. Contact us by phone, email, or What’s App live chat to learn more about how we can help your business grow.
