Running a restaurant or takeaway means juggling rising costs, high customer expectations, and a constant need for fresh stock, staff, and equipment. Whether you’re expanding your kitchen, launching a new location, or smoothing out cash flow during quieter periods, access to the right funding can make all the difference.
At Funding Pool, we help UK restaurant and takeaway owners secure the finance they need, with funding options from £10,000 to £500,000, and decisions made in as little as 24 hours.
Why Restaurants & Takeaways Use Our Loans
Whether you run a family-owned restaurant, a high-street takeaway, or a fast-growing food delivery brand, we can help you fund your next phase of growth.
- Buy Ingredients and Stock
Keep fridges, freezers and shelves full, especially during peak trading periods.
- Upgrade Kitchen Equipment
Invest in ovens, fryers, refrigeration, or prep tools to improve speed and quality.
- Manage Cash Flow
Handle fluctuating income and overheads without compromising service.
- Hire and Train Staff
Bring on new team members or upskill your workforce to deliver better experiences.
- Refit or Expand
Renovate your front-of-house or open a new location to grow your customer base.
What Type of Restaurant & Takeaway Loans Are Available?
We offer a wide range of business finance products that can be used by food businesses, including:
Fast funding with no need to put up business assets.
Larger amounts with competitive rates, secured against property or equipment.
Fund the purchase or lease of essential machinery and tools.
Unlock cash tied up in unpaid invoices from commercial clients.
Spread the cost of large tax bills and avoid penalties.
Why Choose Funding Pool for Finance?
We pride ourselves on providing personalised solutions for the restaurant and takeaway sector, with a focus on simplicity and transparency. Here’s what sets us apart:
- Bespoke Solutions
We find you finance options to suit your specific requirements, budget, and growth plans.
- Easy Application Process
We make securing finance simple and hassle-free, with a streamlined application process and quick decisions.
- Competitive Rates
Competitive rates and flexible repayment terms are designed to help you maximise your business’s potential.
- UK-Based Support
Our friendly, UK-based team is always on hand to provide guidance and support throughout your finance journey.
A selection our of favourite reviews.
Excellent Service
Marc was always quick to respond and it was a very straightforward process.
Helen, 24th May
Great Communication Throughout
Great communication throughout, would recommend
Joanne, 17th May
Very Good Work
Very good work! Always there when you need help and always find a good option for you! Thank you Marc
Roxana, 3rd Apr
Fantastic to deal with
Fantastic to deal with, very smooth transaction and easy processing. Recommend to all.
Mr Robinson, 22nd Mar
Who We Work With
We support all types of food and drink businesses, including:
- Independent restaurants and cafes
- Quick-service and fast food outlets
- High street takeaways and ghost kitchens
- Franchises and multi-site operators
- Mobile food trucks and catering businesses
What are the eligibility criteria for loans?
To be eligible, your engineering business must be:
UK-based and actively trading
A limited company
Trading for 2+ years with a reasonable credit profile
If you’re a newer business or have had credit issues, we may still be able to help. Talk to us to explore your options.
How does the application process work?
To start your loan application, just complete our online form. We’ll ask for some basic information about your business, including financial performance and credit history. From there, we’ll show you offers from lenders who offer loans that are appropriate for your needs.
What are the interest rates and repayment terms?
Our loans come with a variety of repayment options to help your business stay on track. Depending on the lender and loan type, you may have terms ranging from a few months to several years. Interest rates may vary, but our range of lenders ensures you have options for finding competitive rates and flexible repayment terms.
How quickly can I get access to funds?
We can offer quick access to funds, often with same-day or next-day funding, however the time it takes to receive funds varies depending on the lender and the type of loan you require. We make it easy to compare loan options and apply, so you can get the funding you need quickly and easily.
Ready to apply?
Simply complete our online form at the top of this page.
If you have any questions, our team is here to help. Contact us by phone, email, or What’s App live chat to learn more about how we can help your business grow.
