VAT & TAX LOANS
What are they?
A VAT or Corporation Tax Loan helps spread your tax bill into manageable monthly repayments.
It can preserve working capital instead of using cash reserves.
Funds are usually paid to HMRC or your business account, depending on the lender.
Terms typically run from 3 to 12 months, with funding from £10,000 upwards.
SIMPLE AND STRAIGHTFORWARD
How it works
Complete our enquiry form
Tell us your trading history, monthly turnover, and the size of your VAT or Corporation Tax bill.
We match you with lenders
We match your profile to suitable lenders from our panel who specialise in VAT and Corporation Tax loans.
Review your offers
Receive indicative offers from lenders and we'll help you choose the right one for your tax schedule.
Funds paid within 1–3 days
Funds are paid directly to HMRC or your business account — often within 24–72 hours of approval.
FAST BUSINESS FINANCE
Benefits of VAT & Tax Loans
Preserve your working capital
Spread your tax liability over monthly instalments instead of draining reserves — keeping cash in the business where you need it.
Avoid HMRC penalties and Time to Pay stress
Stay compliant with HMRC on time and avoid interest charges, surcharges, or the complexity of negotiating a Time to Pay arrangement.
Flexible terms of 3–12 months
Choose a repayment period that works for your tax cycle — whether you're spreading a quarterly VAT bill or an annual Corporation Tax payment.
Funded within 24–72 hours
Fast application and quick payout — funds can be paid directly to HMRC or your business account, sometimes on the same day.
Minimal documentation required
Most lenders only need bank statements and ID to get started — no complex paperwork or lengthy underwriting process.
Access multiple lenders in one application
One streamlined application gives you access to our entire panel of VAT and tax loan specialists — no need to approach lenders individually.
VAT & TAX LOANS ELIGIBILITY
Eligibility criteria
- UK registered limited company
- Minimum 12 months trading history
- Turnover of £100,000 or more
- Clean or manageable credit history
Eligibility criteria vary by lender. We'll guide you through what each lender needs and match you to the most suitable options — with no impact on your credit score to apply.
Rates & terms
Rates vary depending on the lender and your business credit profile. Secured facilities may be available for larger amounts. No hidden fees — all terms are explained clearly before you proceed. Subject to status and affordability.