We understand the challenges businesses face when when handling lump-sum tax payments, that’s why we’ve made VAT and Corporation Tax Loans available.
If your company has been trading for at least 12 months and turning over more than £15,000 per month, you could be eligible for a VAT or Corporation Tax Loan.
What is a VAT or Corporation Tax Loan?
A VAT or Corporation Tax Loan is a short-term business finance solution designed to help you spread the cost of your tax liability over manageable monthly repayments. Instead of using working capital or dipping into reserves, you can preserve your cash flow while staying compliant with HMRC.
These loans are paid either directly to HMRC or to your business account, depending on the lender and your preference. Terms generally range from 3 to 12 months, with borrowing amounts from £10,000 up to £250,000 — or more with secured facilities.
Benefits of VAT & Corporation Tax Loans
Tax loans offer several advantages over paying HMRC in one lump sum:
Preserve working capital by spreading payments
Avoid the stress of Time to Pay arrangements or penalties
Flexible terms of 3–12 months
Fast application process and funding within 24–72 hours
Minimal documentation required — often just bank statements and ID
Tailored to your business’s tax schedule (quarterly VAT, annual CT)
Why choose Funding Pool for tax loans?
At Funding Pool, we partner with a panel of trusted UK lenders who specialise in VAT and Corporation Tax loans. That means:
Access to multiple offers through a single, streamlined application
Support with matching your profile to the most suitable funders
Guidance on the documentation required to secure approval
Competitive pricing from providers that understand business tax cycles
Whether you need to spread a quarterly VAT payment or fund your Corporation Tax bill, we’ll help you find the most effective solution to suit your business needs.
How does the application process work?
o get started, simply complete our online enquiry form. We’ll ask for a few details about your business — such as trading history, turnover, and the size of your tax bill — and match you with lenders that can help.
From there:
You’ll receive available indicative offers
We’ll support you through any documentation needed
Funds are paid out — often within just 1–3 days
What are the eligibility criteria?
Eligibility may vary between lenders, but generally you’ll need:
To be a UK-registered limited company
A minimum of 12 months trading history
A monthly turnover of £15,000 or more
A clean or manageable credit history
A UK-based director who is willing to provide a personal guarantee
Most lenders do not require a debenture, and many can pay HMRC directly if needed.
What are the costs and terms?
Loan terms typically range from 3 to 12 months. Costs vary depending on the provider, your credit profile, and whether the loan is secured or unsecured. Rates usually start from around 1.1% per month for strong profiles.
There are no hidden fees, and we’ll help you understand all terms before proceeding.
How quickly can I access to funds?
Many VAT and Corporation Tax loans can be funded in 24–48 hours, especially if documentation is ready. Urgent requests – including same-day – are sometimes possible depending on the lender and application time.
Ready to apply for a VAT or Corporation Tax Loan?
